Data-driven financial planning, funding, and growth strategy for America's small and medium-sized enterprises — so the businesses that power the economy can survive, scale, and thrive.
Prosperity Financial Solutions is a U.S. consultancy headquartered in Orlando, Florida, dedicated to the financial health of small and medium-sized enterprises. Most owners are exceptional at creating and selling their product — yet few are trained finance managers, and weak financial controls remain a primary cause of business failure.
We close that gap. Through rigorous analysis, clear reporting, and hands-on guidance, we help business owners make informed decisions about cash, cost, capital, and compliance.
Our model is comprehensive and integrated: financial planning informs investment strategy, cost management and funding work in tandem, and scalability planning ties it all to long-term growth — each client supported by a dedicated Account Manager.
A connected suite of services designed around the real financial needs of growing businesses — from first cash-flow forecast to national-scale expansion.
Budgeting, cash-flow forecasting, and scenario analysis powered by predictive analytics — giving owners a clear view of current and future liquidity.
Line-by-line review of operational expenses, vendor negotiation support, and ongoing monitoring systems that protect margins without sacrificing quality.
From traditional loans to fintech lending, invoice financing, and merchant advances — we match each client to the right capital and prepare them to win approval.
Customized portfolio strategy aligned to risk tolerance, time horizon, and business goals — balancing return against the timing of future capital needs.
Federal and state filing, sales and payroll tax, quarterly estimates, and credit identification — keeping clients compliant and penalty-free.
Financial models that project the impact of growth, plus strategy for M&A, market research, and process optimization to scale operations sustainably.
Implementation and hands-on training for QuickBooks, Xero, ERP, CRM, and BI platforms like Power BI & Tableau — so teams keep the advantage in-house.
Every engagement begins with a financial diagnostic. We tell you exactly where the leaks and the leverage are.
Request a diagnosticPowerful tools are available to everyone. Our advantage is the expertise to turn them into decisions that move the numbers.
We dissect historical financial data with predictive models, anomaly detection, and AI-powered forecasting to surface insight competitors miss.
Every workflow is documented and repeatable, ensuring consistent, accurate delivery and fast onboarding as your engagement grows.
Transparent hourly rates scaled to company size — so micro-enterprises pay proportionally less and every business can access expertise.
Planning, cost, funding, investment, tax, and scaling work as one system — each client guided end-to-end by a dedicated Account Manager.
Two clear packages, priced by team size. No opaque retainers — just a detailed cost breakdown and the freedom to engage at the level you need.
An initial financial analysis of your business with prioritized, actionable recommendations — the ideal entry point.
Everything in Basic, plus ongoing monitoring and continuous reviews to keep strategy aligned as your business evolves.
| Company Size | Hourly Rate | Basic · 10h | Advanced · 20h |
|---|---|---|---|
| 1–5 employees | $250 | $2,400 | $4,700 |
| 6–10 employees | $275 | $2,650 | $5,200 |
| 11–20 employees | $300 | $2,900 | $5,700 |
| 21–30 employees | $325 | $3,150 | $6,200 |
| 31–40 employees | $350 | $3,400 | $6,700 |
| 41–50 employees | $375 | $3,650 | $7,200 |
| 50+ employees | $500 | $4,900 | $9,700 |
Figures shown in USD. Packages can be tailored to your specific scope during the initial consultation.
13+ years in credit, finance & business management
Mr. Moraes is the founder and managing partner of Consulta Crédito Brasil, one of two exclusive Serasa Experian partners in the state of Ceará. Over 13 years he has built a portfolio of 100+ business clients, helping companies streamline sales and reduce payment defaults through disciplined credit and financial strategy.
His career spans financial direction across the industrial, electrical, and construction sectors — analyzing viability, building financial controls, and engineering data-driven growth. That operator's perspective is what he brings to every Prosperity engagement: advice grounded in having run the numbers for real businesses.
A construction-materials retailer was losing margin to a ~15% default rate and slow credit decisions at the point of sale. Prosperity's founder implemented a Serasa-based credit-analysis system with automated scoring and pre-approved limits, and trained every sales rep and cashier to use it.
Starting in Orlando and growing methodically — reaching a 25-person in-house team and nationwide reach by year five.
Book a no-obligation consultation. We'll review your financial picture and show you the clearest path to stability and growth.